Almost every Indian online betting platform now runs some version of a refer and earn program. The mechanics are similar to the referral programs you see on UPI apps, food delivery, and ride-hailing services, but the terms tend to be tighter and the bonuses are tied to wagering rather than simple sign-ups. For users unfamiliar with how these programs work, the headline figures can be misleading. This beginner-friendly guide walks through what these programs are, how they actually pay out, and what to expect realistically. The Concept A refer and earn program rewards an existing user for bringing in a…